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USER AGREEMENT
Terms of Use
By using this website of The OC Money
Club, you agree to be bound by the terms
and conditions in this User Agreement.
This Agreement constitutes the entire
User Agreement between us. The OC Money
Club reserves the right to change this
User Agreement at any time without specific
and prior notice to you, although the
latest Agreement will be posted on our
website. Your use of this website constitutes
your acceptance of all of the then current
terms and conditions of the User Agreement.
Disclaimer of Warranty
THIS WEBSITE AND ALL OF THE INFORMATION
IT CONTAINS ARE PROVIDED "AS IS"
WITHOUT WARRANTY OF ANY KIND, WHETHER
EXPRESS OR IMPLIED. IN PARTICULAR, THE
OC MONEY CLUB MAKES NO WARRANTY OF ACCURACY,
COMPLETENESS, CURRENCY, RELIABILITY,
OR ANY WARRANTY THAT THESE PAGES, OR
THE COMPUTER SERVERS THAT SUPPLY THEM,
ARE FREE OF VIRUSES OR OTHER HARMFUL
ELEMENTS, OR THAT ANY INFORMATION OR
MATERIAL CONTAINED ON THIS WEBSITE,
OR THAT OF SITES LINKED TO OR FROM THIS
SITE, DOES NOT INFRINGE THE INTELLECTUAL
PROPERTY RIGHTS OF OTHERS, AND SUCH
WARRANTIES ARE EXPRESSLY DISCLAIMED.
ALL IMPLIED WARRANTIES, INCLUDING WITHOUT
LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, AND
NON-INFRINGEMENT, ARE HEREBY EXPRESSLY
DISCLAIMED.
Limitation of Liability
You agree that you will hold harmless
The OC Money Club and its officers,
directors, employees, agents, members,
contributors, and volunteers from all
claims arising out of, or related to,
your access or use of, or your inability
to access or use, this website or the
information contained in this website
or other websites to which it is linked.
In no event will The OC Money Club or
the contributors of information to this
website be liable to you or anyone else
for any decision made or action taken
by you in reliance on such information.
UNDER NO CIRCUMSTANCES WILL THE OC
MONEY CLUB BE LIABLE TO ANY PERSON OR
BUSINESS ENTITY FOR ANY DIRECT, INDIRECT,
SPECIAL, INCIDENTAL, CONSEQUENTIAL,
OR OTHER DAMAGES BASED ON ANY USE OF
THIS WEBSITE OR ANY OTHER WEBSITE FROM
OR TO WHICH THIS SITE IS LINKED, INCLUDING,
WITHOUT LIMITATION, ANY LOST PROFITS,
BUSINESS INTERRUPTION, OR LOSS OF PROGRAMS
OR INFORMATION, EVEN IF THE OC MONEY
CLUB HAS BEEN SPECIFICALLY ADVISED OF
THE POSSIBILITY OF SUCH DAMAGES. THE
NEGATION OF DAMAGES SET FORTH ABOVE
IS A FUNDAMENTAL ELEMENT OF THE BASIS
OF THE AGREEMENT BETWEEN US. THIS WEBSITE
AND THE INFORMATION AND MATERIAL PROVIDED
HEREIN WOULD NOT BE PROVIDED WITHOUT
SUCH LIMITATIONS.
Use of Content
The content, organization, design,
and other material contained on, or
related to, this website, such as video
or still images, audio clips, text,
graphics, logos, and button icons, are
proprietary to The OC Money Club and
are protected under applicable copyrights,
trademarks, service marks and other
proprietary, including, but not limited
to, intellectual property rights. The
posting of information or materials
on this website does not constitute
a waiver of any rights in such information
or materials. No such information or
materials may be copied, reproduced,
transmitted, displayed, performed, distributed,
licensed, altered, stored, or otherwise
used in whole or in part in any manner
without the prior written consent of
The OC Money Club, except that the user
may make such temporary copies in a
single computer's memory and hard drive
cache as are necessary to browse the
website, and the user may make one permanent
unmodified copy of the website for personal,
noncommercial lawful uses (but not for
redistribution, republication, or preparation
of derivative works), and provided the
copy retains The OC Money Club copyright
notice and the use does not harm the
reputation of The OC Money Club. The
OC Money Club does not permit the “framing”
of any of the content of its website
within another website.
Trademarks
The OC Money Club name and logo are
trademarks and/or service marks of The
OC Money Club, and no trademark or service
mark license is granted in connection
with the materials contained in The
OC Money Club website.
No Endorsements
You acknowledge that the opinions and
recommendations contained in this website
are not necessarily those of The OC
Money Club or endorsed by The OC Money
Club. The OC Money Club may provide
links on this website to other websites
that are not under the control of The
OC Money Club. The OC Money Club does
not investigate, monitor, or check such
other websites. These links are provided
for convenience of reference only and
are not intended as an endorsement by
The OC Money Club of the organization
or person operating the website or a
warranty of any type regarding such
website or the information on such website.
You access any such website at your
own risk.
Jurisdiction
This website (excluding linked sites)
is controlled by The OC Money Club,
which is headquartered in the State
of California, United States of America.
By accessing this website you agree
that the laws of the State of California,
except for their conflicts of laws principles,
will apply to all matters arising from
or relating to the use of this website.
You and The OC Money Club also agree
to submit to the exclusive personal
jurisdiction and venue of the Superior
Court of Orange County, California,
with respect to such matters. If you
choose to access this website from locations
outside of California, you are responsible
for compliance with all local laws.
Statute of Limitations
You must bring any action against The
OC Money Club, its officers, directors,
employees, agents, members, contributors,
or volunteers, or any affiliates of
The OC Money Club within six (6) months
from the date the cause of action arises,
or such cause of action shall be deemed
forever waived and barred.
Severability
If any provision contained in this
User Agreement is held by a court of
competent jurisdiction to be void, invalid,
or unenforceable, the remaining provisions
shall continue in full force and effect.
Linking Information
The OC Money Club may grant the owner
of another website permission to place
a hypertext link to The OC Money Club
website on such host website in its
sole discretion, subject to certain
conditions, including the following:
(a) any text-only link is clearly marked
"The OC Money Club;" (b) the
link "points" to The OC Money
Club home page (www.theocmoneyclub.com)
and not to other pages within The OC
Money Club website; (c) the appearance,
position and other aspects of either
the link or the host website does not
damage or dilute the goodwill associated
with The OC Money Club name or trademarks,
or create the false appearance that
another entity is affiliated with or
sponsored by The OC Money Club; and
(d) the link, when activated by a user,
displays this website full-screen and
not within a "frame" on the
linked website. The OC Money Club reserves
the right to revoke its consent to the
use of such a link at any time in its
sole discretion. Links to this website
are provided for convenience of reference
only, and are not intended as an endorsement
by The OC Money Club of the owner of
the host website or a warranty of any
type regarding the host website or the
information on the host website.
PRIVACY POLICY
By using this website of The OC Money
Club, you consent to the collection
and use of your personal information
as described in this Privacy Policy
and agree to be bound by its terms and
conditions. The OC Money Club reserves
the right to change the terms and conditions
of this Privacy Policy at any time,
and your use of this website constitutes
your acceptance of all of the then current
terms and conditions of the Privacy
Policy.
Our Privacy Policy is designed to assist
you in understanding how we collect
and use the personal information you
provide to us and to assist you in making
informed decisions when using our site.
What Information Do We Collect?
When you visit this website of The
OC Money Club you may provide us with
two type of information: personal information
you knowingly choose to disclose that
is collected on an individual basis
and web site information collected on
an aggregate basis as you and others
browse The OC Money Club website.
Personal Information You Choose
to Provide:
You will provide us information about
yourself when you register to be a member
of The OC Money Club, register for certain
events, or register for email newsletters
and alerts. You may also provide additional
comments on how you see The OC Money
Club servicing your needs and interests.
If you choose to correspond with us
through email, we may retain the content
of your email messages together with
your email address and our responses.
The OC Money Club only gathers personally
identifiable data, such as names, phone
numbers, zip codes, e-mail addresses,
etc., when voluntarily submitted by
a visitor to the site. This information
is used solely by The OC Money Club
or other entities that are involved
in the operation of this site for internal
purposes. We will share personally identifiable
information with third parties only
when (i) the person submitting the information
authorizes us to share it; (ii) sharing
the information is a necessary operation
of the site, for instance, to process
a registration for an event or a credit
card transaction, or (iii) we are required
by law. The OC Money Club has no control
over, or responsibility for, the data
collection and use practices of entities
that (i) process online credit card
transactions for The OC Money Club or
(ii) have websites that are linked to
or from our website.
Web Site Use information
Non-personal information and data may
be collected automatically by The OC
Money Club website through the use of
"cookies." These are small
text files a website can use to recognize
repeat visitors, facilitate the visitor’s
use of the site, track usage, and compile
aggregate data that will allow content
improvements. Generally, cookies work
by assigning a unique number to the
visitor that has no meaning outside
the assigning site. If a visitor does
not want information collected through
the use of cookies, there is a simple
procedure in most browsers to refuse
cookies. In that event, however, certain
features of the site, such as registration
for events or ordering of products,
may not function properly.
Credit Card Security
The OC Money Club uses high-grade encryption
and the https security protocol to communicate
with your browser software to process
credit card transactions. This method
is the industry standard security protocol
for protecting the credit card information
that you transmit to The OC Money Club.
The OC Money Club has obtained assurances
that companies that process credit card
transactions for The OC Money Club also
use high-grade encryption and security
protocols. Other communications with
The OC Money Club, such as by e-mail,
may not be secure, and it is recommended
that you do not send confidential information
to us through unsecured means, such
as unencrypted e-mail.
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